Bridge Credit Limited Website | Frequently Asked Questions.

General Question

No.

No

No, you can only get the same amount as before.

No, the minimum loan tenor is 6 months.

No

Yes, if you still have a good credit rating determined by us.

No

No.

No, only salary account.

Yes

No

Yes

No

Yes

No, But we have either branches or representatives across the country.

Yes

No

From source.

24Hours.

Its a function of your net pay.

Monthly.

Your details are fully secured.

No, interest is fixed.

No

Fixed.

Recent passport photograph.
3-Month bank statement till date.
Identification Card.
Completed application form.

We provide the liquidation balance and virtual account number.

After 4 deductions for loans of 12 months or below and 6 deductions for loans above 12 months.

It depends on your net-pay and loan tenor.

3.25% - 3.5%

6 - 24 Months.

1. Ba Wahala.
2. Easy Loan.
3. Easy Loan Delight

Salary loans to specific uniform officers.

Bridge Credit Limited.

The Subsequent Month.

Lagos(Head Office).
Enugu.
Ibadan.
Port Harcourt.
Akure.
Sokoto.
Abuja.
Kano.

It depends on what month you pay off.

Bridge Credit Limited is a leading consumer credit company established to offer Nigerians easy access to loans to meet personal financial obligations and improve their living standards.

4th Floor, Surveyors’ Building, ASSBIFI Road, Alausa, Ikeja, Lagos.
[email protected]
02018886100, 02018886111 Call from 8.00am to 5.00pm on weekdays.

FAQs

General Question

Are there hidden charges?

﻿No.

Can I apply for a loan if I have a bad credit history?

﻿No

Can I get a higher amount when I want to top up?

No, you can only get the same amount as before.

Can I get a loan for 3 months?

No, the minimum loan tenor is 6 months.﻿

Can I get a loan if I'm not a salary earner

﻿No

Can I get a loan if I’m indebted to other lenders?

Yes, if you still have a good credit rating determined by us.

Can I get additional amount with same tenor?

No

Can I get an additional amount with extension in tenor?

No

Can I get an additional loan in the same month?

﻿No.

Can I get credited in my other accounts?

﻿No, only salary account.

Can I get the loan within 24hrs?

Yes

Can I liquidate anytime?

Yes

Do I have to transfer my salary to your bank/company before I can get a loan?

﻿No

Do I need a guarantor?

﻿No

Do you charge insurance fee?

Yes

Do you charge processing fee?

No

Do you do loan top-ups?

﻿Yes

Do you have branches in all the states?

No, But we have either branches or representatives across the country.

Do you liquidate/buy loans?

Yes

Do you offer business / individual loans ?

﻿No

How do you deduct repayments?

﻿From source.

How long is your loan processing time?

24Hours.

How much can I borrow?

Its a function of your net pay.

How often are your deductions?

Monthly.

How secure are my details with your company?

Your details are fully secured.

Is the interest based on reducing balances?

﻿No, interest is fixed.

Is there a penalty if I pay off early?

﻿No

Is your interest rate fixed or is it negotiable?

﻿Fixed.

Is your interest rate fixed or reducing?

﻿Fixed.

What are the loan requirements?

﻿Recent passport photograph.3-Month bank statement till date.Identification Card.Completed application form.

What are the requirements for liquidation?

﻿We provide the liquidation balance and virtual account number.

What are the terms for top-up loans?

After 4 deductions for loans of 12 months or below and 6 deductions for loans above 12 months.

What is the maximum sum I can get?

It depends on your net-pay and loan tenor.

What is your interest rate?

3.25% - 3.5%

What is your loan tenor?

6 - 24 Months.

What loan packages do you have for us?

﻿1. Ba Wahala.2. Easy Loan.3. Easy Loan Delight

What type of loans does your company give?

Salary loans to specific uniform officers.

What’s your company name?

Bridge Credit Limited.

When I liquidate my loan when do deductions stop?

The Subsequent Month.

No.

No

No, the minimum loan tenor is 6 months.

No

No.

No, only salary account.

No

No

Yes

No

From source.

No, interest is fixed.

No

Fixed.

Fixed.

Recent passport photograph.
3-Month bank statement till date.
Identification Card.
Completed application form.

We provide the liquidation balance and virtual account number.

1. Ba Wahala.
2. Easy Loan.
3. Easy Loan Delight

Lagos(Head Office).
Enugu.
Ibadan.
Port Harcourt.
Akure.
Sokoto.
Abuja.
Kano.

It depends on what month you pay off.